Empowering Your Financial Journey with Expertise and Integrity

Giving You Credit was built on the belief that every customer deserves respect, real financial solutions, and a second chance. We specialize in tailored financial solutions for individuals and dealerships, fostering growth and success in every partnership by helping;

  1. Dealerships close more deals, and

  2. Customers rebuild their future—one approval at a time.

Chris "The Credit Guy" Hicks

Helping People Succeed—One Approval at a Time.

For over 20 years, Chris Hicks—better known as "The Credit Guy"—has been a leader in non-prime auto financing. His expertise in credit rebuilding, dealership finance solutions, and customer advocacy has helped thousands of Canadians secure financing and rebuild their credit when traditional lenders wouldn't give them a chance.

As the founder of Giving You Credit, Chris has created a powerhouse of financial solutions designed to help customers get approved while ensuring dealerships maximize their opportunities in the subprime market.

Chris has partnered with leading industry players to provide cutting-edge tools, training, and financing solutions to dealerships across Canada.

Whether you're a dealership looking for better solutions or a customer in need of a fresh start, Chris and the GYC team are here to help.

Follow Chris "The Credit Guy" Hicks on LinkedIn to learn more.

Our Mission at Giving You Credit

Committed to Your Financial Success

Our mission is to provide innovative and personalized financial services that meet the unique needs of our clients, whether you're seeking personal financing or dealership support.

At Giving You Credit, we believe:

  • Customers deserve financial solutions that set them up for success.

  • Dealerships should have access to the best tools, lenders, and training to serve non-prime buyers efficiently.

  • Credit doesn’t define people—opportunity does.

Whether it’s approving a customer with less-than-perfect credit or helping dealerships streamline their financing process, GYC is built to deliver results that matter.

Customized Solutions for Consumers and Dealers

We offer a range of services designed to help you secure financing, rebuild credit, and achieve financial freedom.

Our dealer services are crafted to enhance your non-prime finance operations, streamline processes, and boost profitability.

Ready to Start Your Journey with Us?

Whether you're a consumer looking for financial solutions or a dealer seeking to enhance your operations, we're here to help.